Are you wondering if you are no longer under debt review? To find out, you need to request your credit report from a credit agency such as TransUnion or Experian. This can be done for free once a year, but it may cost a few rand if you request it more often. It is best to check with your chosen service provider before requesting your report. Your credit report will provide you with information about your debt review status. It will show whether or not you are still under debt review and, if so, how much of your debt has been paid off.
It will also provide details about any other debts that you may have. Once you have received your credit report, it is important to review it carefully. Make sure that all of the information is accurate and up-to-date. If there are any discrepancies, contact the credit agency immediately to resolve them. It is also important to keep track of your debt review status on an ongoing basis. This will help you stay on top of your finances and ensure that you are not taking on more debt than you can handle.
You can do this by regularly checking your credit report and monitoring your spending habits. If you are still under debt review, there are steps that you can take to improve your financial situation. These include budgeting, negotiating with creditors, and seeking professional advice from a financial advisor or debt counsellor. By understanding your debt review status and taking the necessary steps to improve it, you can get back on track with your finances and achieve financial freedom.